Press Room

Do I Have to Include My Spouse in My Bankruptcy?

In the event you brought significant debt into your marriage which you incurred before you were married, certain states will consider that your separate debt, including Texas. If your spouse is not liable for your debt, such as it was incurred before the wedding, or they did not co-sign for the debt, an individual bankruptcy...

What If I Don’t Qualify for Chapter 7 Bankruptcy

In order to file Chapter 7 Bankruptcy, you will need to complete and pass a Means Test, which is filed as part of your bankruptcy paperwork with the Court. In general, the Means Test takes a six month look at your income and compares that with the median income for a similar family in your...

Divorce and Bankruptcy

According to the American Psychological Association, about 40 to 50 percent of married couples in the United States get divorced. While getting divorced may not be the easiest process, if you happen to be involved in an active Bankruptcy case, it can add additional step to complete your divorce proceeding. The good news for those...

Getting Married During My Bankruptcy

For those involved in a Bankruptcy, rest assured that your Bankruptcy case will not prevent you from getting married. For those involved in a Chapter 13 Bankruptcy however, your upcoming marriage may have an effect on your case. In a Chapter 13 Bankruptcy, you are required to pay your disposable income into your bankruptcy plan...

Chapter 13 Discharge

The discharge is the overall of any consumer bankruptcy case.  This is occurs at the conclusion of the case and it is a permanent injunction that eliminates the dischargeable debts.  A chapter 13 debtor is entitled their discharge after they complete of their chapter 13 plan payments and so long as the debtor has: 1. certified...

Multiple Bankruptcy Filings

A debtor cannot re-file for bankruptcy for 180 days after their previous case was dismissed if the prior case was dismissed due to the debtor’s willful failure to appear before the court or comply with orders of the court. Additionally a debtor cannot re-file for bankruptcy for 180 days after their previous case was dismissed...

Jurisdictional Limit on Chapter 13

In order to be eligible to file chapter 13 bankruptcy there are certain requirements that must be met. First of all only individuals can file for chapter 13. In other words corporations, partnerships, business and municipalities cannot file chapter 13, although there are other reorganization chapters which they can file. Although an individual who is...