In order to file for bankruptcy, you must first get credit counseling from a government-approved agency.
To get started, visit the U.S. Trustee Program website for a list of approved credit counseling providers.
It’s a mistake, however, to simply pick a counselor off the list at random. To be sure that you get the best counseling for your time and money, there are some questions you should ask before selecting a credit counselor.
Call several of the agencies provided on the list and ask them the following questions in order to make a wise decision about your credit counseling:
- What are your fees?
- What if I am unable to afford your fees?
- What services do you provide?
- Can you assist me in creating a plan for avoiding financial pitfalls in the future?
- What qualifications do your counselors hold?
- What type of training and accreditations do your counselors have?
- How do you protect my information to ensure that it is kept confidential?
- Do your employees receive additional pay if they get me to sign up for certain services or pay a fee?
A reputable credit counseling agency will have no problem answering these questions. If you have any questions about the bankruptcy process, you can contact the Texas bankruptcy attorneys of Nachawati Law Group for free legal assistance.
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About Nachawati Law Group
Nachawati Law Group represents parties in mass tort litigation, businesses and governmental entities in contingent litigation, and individuals in complex personal injury litigation. For more information, visit contact or call 214-890-0711.
