Pre-Bankruptcy Credit Counseling Requirement

May 30, 2011

Pre-Bankruptcy Credit Counseling Requirement

Individuals are required receive credit counseling from an approved agency within 180 days before the bankruptcy filing date. This requirement was... Read More

What Is The Difference Between Chapter 7 and Chapter 13?

May 27, 2011

What Is The Difference Between Chapter 7 and Chapter 13?

The Bankruptcy Code is divided into several chapters that relate to specific bankruptcy actions. The two most common types of individual bankruptcies... Read More

HAMP Calculator Helps Determine Modification Eligibility

May 24, 2011

HAMP Calculator Helps Determine Modification Eligibility

 The U.S. Treasury Department has developed an online calculator to assist homeowners in determining eligibility for assistance under the... Read More

Robo-Signing Affects Collection Affidavits

May 23, 2011

Robo-Signing Affects Collection Affidavits

Recently the State of Minnesota sued one of the largest collection agencies in the U.S. alleging the company used false and unreliable mass-produced... Read More

The Tough File Bankruptcy

May 20, 2011

The Tough File Bankruptcy

 Joseph P. Kennedy, Sr., patriarch of the Kennedy clan, was fond of saying, “When the going gets tough, the tough get going.” If you... Read More

Chapter 7 Reaffirmation Agreement

May 18, 2011

Chapter 7 Reaffirmation Agreement

 Most debts are included in a Chapter 7 bankruptcy discharge. Not only are unsecured debts like medical bills and credit cards included, but... Read More

Top Five Bankruptcy Provisions

May 16, 2011

Top Five Bankruptcy Provisions

 Many individuals report that filing bankruptcy was the best choice they ever made. The Bankruptcy Code provides powerful relief for those... Read More

Does Change in Texas Law Change Liability Standards?

Does Change in Texas Law Change Liability Standards?

Does Change in Texas Law Change Liability... Read More

What Can You Discharge in a Chapter 7 Bankruptcy?

May 13, 2011

What Can You Discharge in a Chapter 7 Bankruptcy?

 The bankruptcy discharge is an extremely powerful court injunction that prohibits creditors and collectors from attempting to collect on a... Read More