January 30, 2015

Is Early in the Year a Good Time to File Bankruptcy?

The beginning of the year can be either a good time or a bad time to file bankruptcy. The distinction boils down to tax-related issues, and filing... Read More

January 28, 2015

Can I Keep My Future Tax Refunds After I File Chapter 13?

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 re-emphasized the need for a Chapter 13 debtor to commit all of his or her... Read More

January 26, 2015

Can I Keep My Anticipated Tax Refund if I File Chapter 7?

A Chapter 7 bankruptcy is an erase-your debts-start-fresh bankruptcy. It is meant to give an individual a chance to begin anew on a financial path... Read More

January 21, 2015

How Long After Christmas Should You Wait to File Bankruptcy?

Bankruptcy after the holiday season is very attractive for many debtors, and for good reasons. Bankruptcy is a good time to purge debt, especially... Read More

January 20, 2015

The Language of Bankruptcy

Every profession has its own special language. The use of highly technical terms is a shorthand way to efficiently communicate highly complex ideas... Read More

January 16, 2015

Stop Automatic Payments during Bankruptcy

Automatic payments are a convenient way to pay bills. An automatic payment is an automated process that pays bills directly from a banking or... Read More

January 15, 2015

When a Prosecutor Acts as a Private Debt Collector

In every jurisdiction it is a crime to write a bad check with knowledge of insufficient funds. In other words, if you write a check at Wal-Mart,... Read More

January 13, 2015

Best Credit Card to Get After Bankruptcy

Credit cards after bankruptcy are scary. A new credit card may mean playing with the same fire that just burned you. However, credit cards are a... Read More

January 12, 2015

When Can I Avoid Pre-Bankruptcy Credit Counseling?

The bankruptcy general rule is that individuals must receive credit counseling from an approved agency within 180 days prior to filing bankruptcy.... Read More