April 29, 2013

You know you’re in love when you can’t fall asleep because reality is finally better than your dreams. ~Dr. Seuss Love is an unstoppable... Read More

April 26, 2013

The discharge order from the Bankruptcy Court creates a permanent injunction against the collection of all of your discharged debts. This injunction... Read More

April 24, 2013

Discharging a personal property tax during bankruptcy is like reading a flow chart with a number of “if this, then that” directions. The... Read More

April 22, 2013

Each local bankruptcy court uses a model plan and allows Chapter 13 debtors to choose how they will treat unsecured creditors (like credit cards and... Read More

April 19, 2013

When a debtor’s Chapter 13 bankruptcy case is terminated early, the first question asked is, “What happens to my money the trustee is... Read More

April 17, 2013

Many federal employees ask, “Will I lose my security clearance if I file bankruptcy?” The unsatisfying answer is, “It... Read More

April 15, 2013

A few years ago, TV stock analyst Jim Cramer advised people who are more than 20% upside-down on their home mortgages to simply “walk... Read More

April 12, 2013

If a person needs to file bankruptcy anyway, why should he consider a short sale? Any personal obligation to his mortgage company will be discharged,... Read More

April 10, 2013

The law is an indecipherable mess to most people. Bankruptcy law is no different, and the relationship between federal and state law can create some... Read More