Texas residents have the right to file for a Chapter 7 bankruptcy to help get rid of excessive debts.
You will need to fill out a packet of forms when you file your Bankruptcy petition in the Northern District of Texas. One of the forms in a Chapter 7 bankruptcy will ask you to list all unsecured debts you want discharged. By listing creditors such as credit cards, medical bills and utility bills under unsecured debts you will get these debts discharged. It is one of the best ways to get rid of overzealous creditors who call you day and night.
It is important that all forms be filled out accurately to assure that you all unsecured debts will be discharged and you will no longer be responsible to pay the debts. Once the bankruptcy court discharges your Chapter 7 bankruptcy, you will no longer be responsible to pay your unsecured debts. It will give you the break you need for a fresh start.
If you are considering bankruptcy, please contact law firm, Fears | Nachawati, toll free at 1.866.705.7584 or by e-mail at info@fnlawfirm.com for a free consultation and further information on what qualifies as an unsecured debt.